Call 970.266.9040 or 866.807.7283 or fax 970.266.9044.

Calculators

Poudre Valley Mortgage offers you a variety of calculators to help you answer important financing questions. There are a number of ways to approach an affordability analysis, and these calculators allow you to assess the effects of different variables when buying a home.
  • The Mortgage Qualification Calculator shows you how much income you need to buy a home.

  • The Loan Cost Calculator allows you to enter your income, debt, the interest rate of your loan, and other variables to figure the cost of the loan.

  • The Amortization Calculator displays your mortgage payment for the term of your loan.

  • The Mortgage Amortization Calculator allows you to view the affect of each payment for the life of your loan.

  • The Monthly Payment Calculator allows you to explore the outcome of changes to your loan balance, mortgage term, and interest rate on your monthly P&I payments.

  • The Bi-weekly Mortgage Calculator figures payments for a bi-weekly payment program.

  • The Prepayment vs. Investment Calculator compares what would happen if you took one of two choices with some extra cash you have -- prepaying your mortgage each month, or investing it instead.

  • The Balloon Mortgage Calculator helps you to determine whether lower fixed payments for the first five years of the loan is a better solution for you over the conventional 30 year mortgages.

  • The Prepayment Calculator takes a principal amount, interest rate, normal length of the loan and either how much total a month to pay or how long you want to pay to determine whether prepaying changes your loan.

Calculators may not be 100% accurate. If you would like further assistance please contact one of our loan specialists.